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Funeral Planning & Why It Should Be Included In Your Estate Plan

March 15, 2023 by Morris Hall, PLLC

Funeral Planning & Why It Should Be Included In Your Estate Plan

While it is certainly understandable that you may initially balk at the idea of planning your own funeral and burial, there are several good reasons to do so. In fact, incorporating a funeral planning component in your estate plan benefits your loved ones as well as offers you peace of mind. To help explain, the Phoenix estate planning attorneys at Morris Hall PLLC discuss why you should include funeral planning in your estate plan.

Funeral Planning & The Cost of Dying

Thinking of your death and funeral in terms of the cost may be difficult to do; however, the reality is that dying is expensive. Moreover, by addressing the issue ahead of time you can prepare your estate and your loved ones for the eventuality of your death and the associated expenses.  Experts tell us that, on average, you can expect to pay around $10,000 for a relatively modest funeral and burial service.  Of course, purchasing a high-end casket, planning a larger service, or adding a more elaborate tombstone will increase the overall cost.

Estate Planning Protects Your Loved Ones

If you have ever experienced the loss of someone close to you, you understand how the days, weeks, and even months that follow can pass by in a grief-filled fog. Your loved ones are likely to experience the same emotional response following your passing. One thing you can do now to help protect your loved ones is to incorporate a funeral planning component into your comprehensive estate plan. Consider the following reasons why doing so is a good idea:

  • Your surviving loved ones will not make good decisions. Your surviving loved ones will not be in the frame of mind that allows them to make wise choices about much of anything because they will be saddled with grief. Moreover, they may completely forget any of your wishes when planning for the disposition of your body and your service. By planning the details yourself, you relieve them of the responsibility to make such difficult decisions under such emotional circumstances.
  • Conflict may arise amongst loved ones.  Someone must oversee your funeral and burial. If it isn’t clear who that person is, conflict can be the result. When two or more people think they know what you would want, it can cause the entire process to become a battle. When you create your own funeral plan, you can decide whom you want to oversee the entire process, thereby eliminating the likelihood of conflict.
  • Your loved ones may be taken advantage of by salespeople.  Grieving survivors often purchase services they don’t really need and spend considerably more on the funeral than was necessary because they make easy prey for salespeople. In fact, the Federal Trade Commission even has a set of rules for funeral homes that are intended to protect surviving loved ones from being taken advantage of and/or spending money they would not spend if they were thinking clearly.
  • Financing your funeral and burial can be difficult for your loved ones. Along with the risk that your loved ones will be taken advantage of, dying without a funeral plan in place puts those same loved ones in the position of trying to fund your funeral while in the middle of grieving your loss. If the funds are not readily available, this adds additional stress to an already stressful time. A funeral plan can provide funding in a variety of ways, including an Irrevocable Life Insurance Trust (ILIT).

Contact Our Phoenix Estate Planning Attorneys

For more information, please join us for an upcoming FREE seminar. If you have additional questions or concerns about why you should include funeral planning in your estate plan, contact the experienced Phoenix estate planning attorneys at Morris Hall PLLC by calling (602) 249-1328 to schedule your free consultation today.

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Morris Hall, PLLC
Morris Hall, PLLC
Company at Morris Hall, PLLC
For more than five decades, Morris Hall has been providing quality estate planning legal services for its clients seeking opportunities to preserve wealth and assets through estate preservation plans.

In fact, estate planning, asset preservation and probate law have been our only areas of practice. We are proud to have helped thousands of individuals of all levels of wealth and assets, people concerned about protecting their families from the devastating legal and financial effects of disability and death.
Morris Hall, PLLC
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