Click Here to Learn How Morris-Hall PLLC is helping clients during the COVID-19 pandemic.
Category

Other

Protecting Your Assets with a Medicaid Trust

By | Other | No Comments

Although you may not realize it now, there is a very good chance that you, or your spouse, will need to rely on Medicaid in the future. If that need does come to pass, and you failed to plan ahead, your retirement nest egg could be at risk. A Medicaid trust could help you protect that nest egg. To help you understand the need to plan ahead, a Phoenix Medicaid planning attorney at Morris Hall PLLC explains how a Medicaid trust can help to protect your assets.

Long-Term Care Costs and the Need for Medicaid

If  you (or a spouse) need long-term care (LTC) at some point, Medicaid may be your best option for covering the high cost of that care. Nationwide, the average monthly cost of LTC was more than $100,000 per year for 2019.

Like most seniors, you will probably rely on Medicare to cover the majority of your healthcare expenses. Unfortunately, however, Medicare only covers LTC expenses under very limited circumstances, and even then, only for a very short period of time. Furthermore, most basic health insurance plans also exclude LTC expenses. Therefore, unless you purchased a standalone long-term care insurance policy prior to the need for coverage, you will be faced with the prospect of covering your LTC expenses out of pocket. For the average person, an entire retirement nest egg could be lost to LTC costs if forced to pay for them out of pocket. This is where the need to qualify for Medicaid comes in because Medicaid will help with LTC costs.

The potential problem arises because Medicaid is a “needs based” program, meaning that Medicaid uses both an income and a “countable resources” limit when determining eligibility. Although some assets, such as a primary residence and a vehicle, are exempt from consideration, it is still easy for a retiree to have non-exempt assets that exceed the countable resources limit.  If that is the case, your application will be denied. At that point, you will have to “spend-down” your excess assets before Medicaid will approve your application.

How Can a Medicaid Trust Help?

Nobody wants to watch their hard-earned assets disappear because of the need to pay for LTC. One way to protect those assets is to transfer them into a Medicaid trust. To benefit from the protection a trust can offer, however, it must be the right type of trust. All trusts also fall into one of two general categories. The first is a testamentary trust which does not activate until a provision in the Settlor’s Last Will and Testament causes it to activate upon the death of the Settlor. A living trust, as the name implies, is a trust that activates while the Settlor is alive and as soon as all formalities of creation are in place. Living trusts can also be divided yet again into two categories – revocable and irrevocable living trusts. If you create a revocable living trust you retain the ability to modify or revoke the trust at any time and for any reason -- or even without providing a reason. On the other hand, if you establish an irrevocable living trust you can never modify nor revoke the trust for any reason. If your goal is to protect assets from the Medicaid spend-down requirement, this distinction between revocable and irrevocable living trusts is crucial.

A Medicaid trust is an irrevocable trust wherein the income is payable to you for life, but the principal cannot be applied to benefit your or your spouse. Upon your death, the principal remaining in the trust is paid to the beneficiaries named by you (usually children and/or grandchildren). This way, the funds in the trust are protected and you can use the income for your living expenses. For Medicaid purposes, the principal in a Medicaid trust is not counted as a resource for eligibility purposes if the Trustee cannot pay it to you or your spouse for either of your benefits. If you do end up in a nursing home, however, the trust income will have to be paid to the nursing home in most cases.

Contact a Phoenix Medicaid Planning Attorney

For more information, please join us for an upcoming FREE seminar. If you have additional questions or concerns about a Medicaid trust, or about Medicaid planning in general, contact an experienced Phoenix Medicaid planning attorney at Morris Hall PLLC by calling 888-222-1328 to schedule your appointment today.

Could You Become Too Affluent for Social Security?

By | Financial Planning, Other, Retirement Planning | 6 Comments

Social Security has been in our country since 1935, and for some, a resource that has been counted upon at retirement.  Currently there is consideration being given to reducing the amount of Social Security that is paid out.  Congress is evaluating the use of a means test to do so.   No one knows if means testing will become a reality, but the discussions that are taking place warrant further exploration and understanding.

A means test is simply a process of looking at income, and based on certain criteria, determines if social security is needed.  For example, one plan being considered would reduce Social Security by $1,000 per month, for every $1,000 of income that is non-Social Security income received over $55,000.

The idea of the means test was originally based upon some language found in the 2015 US budget proposal. The proposal was aimed toward reducing the aggressive Social Security claims, occurring when some are claiming benefits.

A means test could have the greatest impact on those in the middle class.  Hardworking individuals, professionals, and small business owners could be hurt significantly by this proposed evaluation.

The facts are, we do not know if and when means testing will actually be enacted.  The best solution however, is to plan now.   Start saving and protecting your investments for the future.  Morris Hall can help with that process.  We're happy to discuss this with you and advise as to the best processes and procedures and a way to hold your investments, as well as how to invest them.
dan-morris Contributed by Morris Hall PLLC Phoenix Estate Planning Attorney and Senior Partner Dan R. Morris.

What Morris Hall, PLLC can do for you:
The attorneys at Morris Hall have hundreds of years of combined experience, ensuring that families’ assets are protected from probate, unnecessary taxes, creditors, ex-spouses and Medicaid spend-down.  Our Arizona offices are located in Phoenix, Mesa, Scottsdale, Carefree, Tucson, Oro Valley, Green Valley, Prescott, Sedona, Flagstaff and Arrowhead.
Our New Mexico offices are located in Albuquerque, Las Cruces and Santa Fe.  Contact us today at 888.222.1328 to schedule an appointment!

This blog should be used for informational purposes only.  It does not create an attorney-client relationship with any reader and should not be construed as legal advice.  If you need legal advice, please contact an attorney in your community who can assess the specifics of your situation.

A Trip to the Dentist and My Estate Plan

By | Estate Planning, Healthcare documents, Other | No Comments

Every 6 months, it is recommend that you visit your dentist. I have done this for as long as I can remember, and have taught my kids to do the same. I have never enjoyed going, but understand the importance of it and going regularly. Having them cleaned, checked out, and x-rayed from time to time, helps to catch any issues that might be cropping up. It is always a good day to walk out of the office with a high five from my dentist and no cavities.
So, why would I think about my estate plan while at the dentist? How could they possibly be related?
There are more similarities than the average person may think. I realized a few years ago that an estate plan was not about how much money you might have, or your age in life. But more so about planning and taking care of the important things in my life. Just like I take care of my teeth, I want to take care of my family in the event that I am unable to.
So, I set up a plan. It details out all of the things that I want to have happen in the event I am unable to make decisions or I am no longer around. Whew. Got that off of my plate. But the second miss-conception is that once I have a plan done, there is no other work needed. I found out quickly that this is not the case.
Just like the visit to the dentist every 6 months, my estate plan also needs to be reviewed. While it is not always fun to talk about my own death or what might happen, being in control of the decisions that need to be made in that event, gives me the peace of mind I need. Who knows better than myself? Also, things change. Since plan was first created, my children have grown, I might have moved, or have accumulated a new retirement plan – my wishes might change. So, every couple of years, I visit with my estate planning attorney and my plan gets a “checkup”.
Getting a regular review follows the same path as taking care of my teeth, but less painful than having a having a new filling because I didn’t brush properly.

 

About Morris Hall, PLLC:
At Morris Hall, PLLC we have focused our legal practice on estate planning for over 45 years.  Along with estate planning, our attorneys help clients and their families with matters of probate, trust administration, wills, power of attorneys, business planning, succession planning, legacy planning, charitable gifting and other important legal aspects.  We also have divisions in financial, real estate and accounting to help you incorporate all of your planning together, ensuring that everything works perfectly for your needs and situation. Our Arizona offices are located in Phoenix, Mesa, Scottsdale, Carefree, Tucson, Oro Valley, Prescott, Sedona, Flagstaff and Arrowhead.  Our New Mexico offices are located in Albuquerque, Las Cruces and Santa Fe.  Contact us today at 888.222.1328 to schedule an appointment!

This blog should be used for informational purposes only.  It does not create an attorney-client relationship with any reader and should not be construed as legal advice.  If you need legal advice, please contact an attorney in your community who can assess the specifics of your situation.

 

Children over 18? Parents Can No Longer Make the Decisions

By | E-Alert, Estate Planning, Living Will, Other, Uncategorized | No Comments

Does a parent have the automatic right to make the decisions for their children over eighteen (18) years of age?

In the past two weeks, I met with two families to assist them in their estate planning options. There was a common theme – each family thought that their children (all over 18) didn’t need their own individual planning because the parents would be able to  be in charge should the need arise.

Let’s take an example to illustrate:  Betty’s eighteen year old son, Sam, was involved in a motorcycle accident which left him unconscious and in a coma.  Can Betty legally make Sam’s healthcare and financial decisions now that he is unable to? No, Betty would legally be unable to do so just because she is Sam’s mother. If Sam had created Healthcare or Financial Powers of Attorney nominating Betty as his primary agent, then Betty would have the appropriate authority. However, the fact that Betty is Sam’s mother doesn’t give her an automatic right to make Sam’s decisions when he is unable to do so.

In our example, if Sam had not created Powers of Attorney, Betty would have to initiate a Guardianship/Conservatorship at the courthouse. This type of proceeding is called a Living Probate, and is very expensive, time consuming and can be humiliating.

And yet another more common example:  Susan and Bill’s eighteen year old daughter, Jill, is about to graduate from high school, and heading off to college in a few months. Will Jill’s parents be able to get access to her medical records should Jill end up at the hospital while away at school? Will they be able to tell the doctor which procedures to do on behalf of Jill? The answers are “No.”

In this common example, Jill is considered an adult, and must designate in writing who can step in and receive her health information or make her health decisions. If she does not do so, and becomes incapacitated, her parents will have to go to court to initiate a Guardianship/Conservatorship.

We can avoid this unnecessary cost and humiliation during our life. How? If you are over eighteen years of age, you need a properly drafted Healthcare Power of Attorney, Mental Healthcare Power of Attorney, Living Will, and Authorization to Disclose Health Information (HIPAA) which nominates an individual(s) chosen by you, not the court, to get access to and handle your medical decisions should you become incapacitated.

 

Wendy-Harn-Photo  Contributed by Morris Hall, PLLC Tucson, Oro Valley and Green Valley Estate Planning Attorney and Partner, Wendy W. Harn.

About Morris Hall, PLLC:
At Morris Hall, PLLC we have focused our legal practice on estate planning for over 45 years.  Along with estate planning, our attorneys help clients and their families with matters of probate, trust administration, wills, power of attorneys, business planning, succession planning, legacy planning, charitable gifting and other important legal aspects.  We also have divisions in financial, real estate and accounting to help you incorporate all of your planning together, ensuring that everything works perfectly for your needs and situation. Our Arizona offices are located in Phoenix, Mesa, Scottsdale, Carefree, Tucson, Oro Valley, Prescott, Sedona, Flagstaff and Arrowhead.  Our New Mexico offices are located in Albuquerque, Las Cruces and Santa Fe.  Contact us today at 888.222.1328 to schedule an appointment!

This blog should be used for informational purposes only.  It does not create an attorney-client relationship with any reader and should not be construed as legal advice.  If you need legal advice, please contact an attorney in your community who can assess the specifics of your situation.

 

Spring Cleaning: Shred or Keep?

By | Estate Planning, Other | One Comment

It’s my favorite time of year – spring! And that means it’s time to get busy and do some spring cleaning.

What does spring cleaning and estate planning have to do with each other?

Getting one’s affairs in order with planning, also means getting organized with “cleaning” out the filing cabinets, drawers, safe deposit boxes and any other areas where important papers are kept.

When I visit with families and discuss their estate planning options, I always ask this question during our discussion – “If something tragic were to happen to you tomorrow, would the family be able to step into your life and know how to locate your asset and income sources?”

Typically the answer across the table is “No, they would have no idea.” More interesting is that even with married couples, the answer is the same.

It’s crucial that we begin sharing the location of where important papers are kept. But even more critical is that our filing cabinets and other storage areas of important papers are continually kept with current documents.

Before tragedy hits, it’s a perfect time to organize those location spots and shred old life insurance policies or bank statements that were closed years ago. During an emotional time, those that you leave behind don’t need to spin their wheels tracking down assets that no longer exist.

Wendy-Harn-Photo  Contributed by Morris Hall, PLLC Oro Valley and Tucson Estate Planning Attorney and Partner, Wendy W. Harn.

What the Attorneys of Morris Hall, PLLC Can Do For You:
The attorneys at Morris Hall have 100’s of years of combined experience ensuring that families’ assets are protected from probate, unnecessary taxes, creditors, ex-spouses and Medicaid spend-down.  Our Arizona offices are located in Phoenix, Mesa, Scottsdale, Carefree, Tucson, Oro Valley, Prescott, Flagstaff and Arrowhead.  Our New Mexico offices are located in Albuquerque, Las Cruces and Santa Fe.  Contact us today at 888.222.1328 to schedule an appointment!

This blog should be used for informational purposes only.  It does not create an attorney-client relationship with any reader and should not be construed as legal advice.  If you need legal advice, please contact an attorney in your community who can assess the specifics of your situation.

Morris Hall Ranked Number One Estate Planning Firm by Ranking Arizona

By | E-Alert, Other | No Comments

Phoenix – The law firm of Morris Hall, PLLC (MH) has been ranked by Ranking Arizona as number one for 2016 in two categories, Estate and Trust Law Firm in Arizona and Law Firm with Twenty or Fewer Attorneys.

 

Ranking Arizona is Arizona’s largest opinion poll, with categories of services determined by the staff of Arizona Business Magazine. The ranking is determined by voting throughout the year by the general public for outstanding performance in a variety of services and industries.

 

MH has dedicated its practice to estate planning for over 40 years, and for the last 20 years has engaged exclusively in estate planning and supporting areas of the law.  The firm is a member of the American Academy of Estate Planning Attorneys.  As a result of this membership and its exclusive estate planning practice, MH takes pride in providing the best estate planning strategies, documents and service available.  

 

“We are honored to once again be ranked #1 by our clients and the communities that we serve,” stated Dan Morris, senior partner of MH. “There is no greater privilege than being selected to help ensure the happiness and well-being of clients and their families and beneficiaries. It is a responsibility that we take very seriously.”

 

With 10 attorneys and 40 paralegals and support staff members, MH offers a very personal level of trustworthiness, reliability, compassion and concern.  With estate planning there is no such thing as a typical client; MH structures its documents and services to the particular needs of each individual, The desire and focus of the attorneys and staff at MH is to provide peace of mind and security for every client, that they know that their estate plan will protect them while they are alive, and will support their beneficiaries when they are gone.

 

About Morris Hall, PLLC:
At Morris Hall, PLLC we have focused our legal practice on estate planning for over 45 years.  Along with estate planning, our attorneys help clients and their families with matters of probate, trust administration, wills, power of attorneys, business planning, succession planning, legacy planning, charitable gifting and other important legal aspects.  We also have divisions in financial, real estate and accounting to help you incorporate all of your planning together, ensuring that everything works perfectly for your needs and situation. Our Arizona offices are located in Phoenix, Mesa, Scottsdale, Carefree, Tucson, Oro Valley, Prescott, Sedona, Flagstaff and Arrowhead.  Our New Mexico offices are located in Albuquerque, Las Cruces and Santa Fe.  Contact us today at 888.222.1328 to schedule an appointment!

 

This blog should be used for informational purposes only.  It does not create an attorney-client relationship with any reader and should not be construed as legal advice.  If you need legal advice, please contact an attorney in your community who can assess the specifics of your situation.

 

The Mastery of David Bowie

By | Celebrity Estates, Estate Planning, Other | No Comments

We lost one of the greatest singers and songwriters of any generation.  David Bowie succumbed to his fight with cancer on January 10th.  His voice and his lyrics resonate with millions of people.  But his mastery of music is only one area he is a genius.

David Bowie has written over 700 songs, and  sold 140 million albums, which makes it shocking to find out that he has ever encountered financial trouble.  But in the ‘70s David Bowie was at the brink of bankruptcy.  Though he was a masterful musician, the business side of the industry trapped him in “bad deals.”

This is not uncommon.  When we are young, we are more prone to making bad decisions, regardless of our aptitudes and our gifts.  But the key thing in the David Bowie story is that he did not let it keep him down, so when we lost him this week, he is said to have passed 135€ million to his wife Iman, and his two children.

What David Bowie did, we all can do.  He realized what he wanted to do – he wanted to leave his loved ones a legacy.   He got professional advice.  Consulting with professionals, they developed a plan to be able to return the entire inventory of songs to his control and ownership.  David Bowie did not know that he was going to die at such a young age.  But he knew that if he did, he wanted his loved ones to be cared for.

Most of us will never know what it is like to have hundreds of millions of dollars (unless you were one of the three Powerball winners on Wednesday night).  But we all can get professional help to formulate and implement a plan to help you achieve your goals.

Call us today to make an appointment with one of our estate planning attorneys so we can give you the advice and implement a plan designed for you.

 

jim-plitz  Contributed by Morris Hall PLLC Albuquerque, Santa Fe and Las Cruces Estate Planning Attorney and Partner, James P. Plitz.

Why Choose Morris Hall, PLLC:

You have a number of options when it comes to estate planning, so why pick Morris Hall?  First off, estate planning and asset protection are a very complicated endeavor and you should only trust someone who focuses exclusively on those matters.  Also, Morris Hall is a proud member of The American Academy of Estate Planning Attorneys (AAEPA) which provides us additional support, advanced training, tools and information that is not available to others – which means that we can better protect your assets and your loved ones.  We are one of only three firms in Arizona that belong to the AAEPA and are the only firm in New Mexico that has been granted membership.  If you have assets and loved ones that you want to protect, you are in good hands with Morris Hall.  Contact us today at 888.222.1328 to schedule an appointment!

This blog should be used for informational purposes only.  It does not create an attorney-client relationship with any reader and should not be construed as legal advice.  If you need legal advice, please contact an attorney in your community who can assess the specifics of your situation.

A Life with Alzheimer’s

By | Estate Planning, Estate taxes, Other | 3 Comments

Alzheimer’s disease and other forms of dementia have a devastating impact on people’s lives.  According to the World Alzheimer Report 2015, there are over 46 million people suffering from dementia.  That is a staggering figure.  Even worse is the future view – it is estimated that there will be over 131 million people suffering from dementia by the year 2050.

Thankfully, I have not had to experience, first hand, the emotional impacts of living with or suffering through dementia.  It takes the strength of Hercules to be the support and the stability for a loved one suffering from the disease.  I recently read an article by CNN discussing one man’s struggle as he was diagnosed with early onset Alzheimer’s.  The article imparts interesting insight into the mindset of those whose memories are fading.  Alarmingly, most people do not consult with their doctors as warning signs emerge.

As an estate planning attorney, I see the struggles of families trying to do what is best for their loved ones.  Many times, it is the person suffering who is the biggest hurdle.  He or she is gripping onto the control they once knew, and the fear of losing it makes them grip tighter; they almost become their own worst enemy.

As I put together estate plans that help give legal authority for a trusted friend or family member to step in to assist in these times, I try to emphasize and remind my clients to “store these thoughts” as to the “why” and the “when” their son or daughter will step in to help them.  I stress that the plan is in place to help make that difficult time easier by allowing the person they chose to continue to pay bills and find the care and support they need to continue to live their life.

It is a difficult time.  I hope that I am fortunate enough to not have to experience it firsthand.  I am thankful that each of my family members have a plan in place so we will be able to legally support each other if Alzheimer’s befalls any one of us.

Make sure your plan is in place.  Getting the right advice and having the right pieces in your plan is critical to making that difficult time just a little easier.  Call us today, and one of our estate planning attorneys will review and discuss what you need in your plan.

 jim-plitz Contributed by Morris Hall PLLC Albuquerque, Santa Fe and Las Cruces Estate Planning Attorney and Partner, James P. Plitz.

What the Attorneys of Morris Hall, PLLC Can Do For You:
The attorneys at Morris Hall have 100’s of years of combined experience ensuring that families’ assets are protected from probate, unnecessary taxes, creditors, ex-spouses and Medicaid spend-down.  Our Arizona offices are located in Phoenix, Mesa, Scottsdale, Carefree, Tucson, Oro Valley, Prescott, Flagstaff and Arrowhead.  Our New Mexico offices are located in Albuquerque, Las Cruces and Santa Fe.  Contact us today at 888.222.1328 to schedule an appointment!

This blog should be used for informational purposes only.  It does not create an attorney-client relationship with any reader and should not be construed as legal advice.  If you need legal advice, please contact an attorney in your community who can assess the specifics of your situation.

 

 

Who Needs an Estate Plan?

By | Estate Planning, Estate taxes, Other | No Comments

The simple answer is everyone.

Once you understand the need for estate planning, it’s important to find the right attorney.

Would you go to a patent attorney to file for divorce? Of course not, because the patent attorney does not practice divorce law and is not keeping up with family law changes.

When planning your estate, finding an attorney who practices estate planning law will give you peace of mind that your estate is planned thoroughly and up to date with ever changing estate laws.

In addition to estate taxes, a well-drafted estate plan also considers income taxes. For example, if you gift appreciated assets (stock, real estate) during your life, the beneficiary will not receive a stepped up basis. The end result for the beneficiary could result in capital gains taxation upon the sale of these appreciable assets.

Planning with an estate planning lawyer can ensure that the myriad of potential tax (income, estate, inheritance and capital gains) issues and your estate is planned thoroughly and without mistakes.

Estate planning is important for anyone over 18 years of age, single or married, and with a minimal estate size. Having a proper estate plan will provide for your family in case of your disability, allow for control of distribution of your assets at your death, protect your assets from possible creditors, keep taxation to a minimum, and control who will be in charge of your health care wishes.

You’ve worked hard for your estate and tax and legal factors regarding your plan should be dissected by a qualified estate planning attorney to ensure your estate is passed to who you want, when you want, and with the least possible cost, and the most possible protection.

 

Wendy-Harn-Photo Contributed by Morris Hall PLLC Tucson and Oro Valley Estate Planning Attorney and Partner, Wendy W. Harn.

About Morris Hall, PLLC:
At Morris Hall, PLLC we have focused our legal practice on estate planning for over 45 years.  Along with estate planning, our attorneys help clients and their families with matters of probate, trust administration, wills, power of attorneys, business planning, succession planning, legacy planning, charitable gifting and other important legal aspects.  We also have divisions in financial, real estate and accounting to help you incorporate all of your planning together, ensuring that everything works perfectly for your needs and situation. Our Arizona offices are located in Phoenix, Mesa, Scottsdale, Carefree, Tucson, Oro Valley, Prescott, Sedona, Flagstaff and Arrowhead.  Our New Mexico offices are located in Albuquerque, Las Cruces and Santa Fe.  Contact us today at 888.222.1328 to schedule an appointment!

This blog should be used for informational purposes only.  It does not create an attorney-client relationship with any reader and should not be construed as legal advice.  If you need legal advice, please contact an attorney in your community who can assess the specifics of your situation.

 

Estate Planning: You can Leave More than just Money

By | Beneficiaries, E-Alert, Estate Planning, Other | No Comments

How do I leave more than just money to my children or grandchildren?  This is a question that comes up more often than you think.  Each generation views the world in their own unique way; and my clients are realizing that they can do more than just leave them money.  I recently had a couple express their desire to show their family what was important to them by planning their estate with a component that gives back.  These, and many clients like them, want to show their future generations that there is more to life than they realize.  The bigger question they asked themselves was “How can I leave a true legacy for my family?”   What is your legacy?  What would you like it to be?  Have you even asked yourself these questions?

I recently attended the global conference for Make-A-Wish (A charity started in Arizona).  The conference was hosted by Disney in celebration of the 100,000th wish that Disney granted to a child through Make-A-Wish.  I have been incredibly fortunate to be involved with an organization whose entire mission and purpose is to give Strength, Hope & Joy to children with life threatening illnesses.  My family is witnessing the development of my legacy throughout my life.

There are thousands of charities in our communities and across the country that serve very important purposes.   Think about the causes or organizations that you have a tender spot in your heart; charities that have touched you or your family in different ways.  Many times, charities are included in estate plans simply for tax reasons. However, involving those special charities in your life and in your estate plan can help create and cement your legacy in the minds of those that mean the most to you. Creating an estate plan is much more than just deciding who gets what. This is one of the many reasons that helping individuals and families is not just our practice, it is our passion, it is our privilege.

west-hunsaker  Contributed by Morris Hall PLLC Carefree, Sedona, Flagstaff, Scottsdale and Phoenix Estate Planning Attorney and Partner, West Hunsaker.

What the Attorneys of Morris Hall, PLLC Can Do For You:
The attorneys at Morris Hall have 100’s of years of combined experience ensuring that families’ assets are protected from probate, unnecessary taxes, creditors, ex-spouses and Medicaid spend-down.  Our Arizona offices are located in Phoenix, Mesa, Scottsdale, Carefree, Tucson, Oro Valley, Prescott, Flagstaff and Arrowhead.  Our New Mexico offices are located in Albuquerque, Las Cruces and Santa Fe.  Contact us today at 888.222.1328 to schedule an appointment!

This blog should be used for informational purposes only.  It does not create an attorney-client relationship with any reader and should not be construed as legal advice.  If you need legal advice, please contact an attorney in your community who can assess the specifics of your situation.