What is Medicaid?
Medicaid is a health care program instituted and partially funded by the federal government, but administered at the state level. The Arizona Long Term Care System (ALTCS), is the division for the state of Arizona. To qualify for Medicaid benefits, a person must meet certain requirements, foremost of which are financial and medical stipulations.
What Does Medicaid/ALTCS Provide?
For those who qualify, Medicaid offers a complete array of acute medical care services, institutional services, behavioral health services, home and community based services and case management services. In addition to those previously listed, persons who qualify for long term care can also receive financial aid for:
- Nursing facilities
- Attendant care
- Assisted living facilities
- Adult day care health services
- Home health services (such as nursing services, home health aide and therapy)
- Home delivery meals
Qualification Requirements for Medicaid/ALTCS
Medicaid is generally reserved for those who are 65 or older, blind or otherwise disabled, and are in need of ongoing services at a nursing facility level of care. You must also be a United States citizen or a lawful resident alien, a resident of the state of Arizona, be at significant risk for institutionalization, have little enough income and have few enough resources. The income cap to qualify for Medicaid assistance is below $2,000 per month and less than $2,000 in assets. While this is a very low cap, there are ways to protect assets and keep them from preventing you from being accepted into the program. There are also ways to increase your chances of qualifying for Medicaid coverage.
MH Specialists Can Guide You in Applying for & Receiving Medicaid Benefits
Morris Hall (MH) has a team of specialists that focus on long term care planning, which includes helping our clients to apply for and receive Medicaid/ALTCS benefits.
With assisted living costs averaging over $6,000 a month, more and more people need the assistance that Medicaid provides. Through estate planning, we can secure your assets and help you avoid having to spend down your funds in order to qualify for the help you need. Our specialists know the best care facilities, in-home care providers and assisted living resources and can help you to find the quality care you deserve.
We will gladly meet with you, free of charge, to discover how we can help you get the care you need, and the funds to pay for it. Call 888.222.1328 or visit us at morristrust.com to schedule your free consultation. Start living today.